Mortgage for most of us is our biggest financial responsibility & it’s therefore very important to have a mortgage protection in place to ensure your most important asset i.e. your HOME stays with your loved ones should anything happen to you before it’s paid off.
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A mortgage cover simply pays out a lump-sum to the family of the insured when he dies & the money can obviously be used to pay off the remainder of the mortgage balance.
There’re two different types of mortgage covers:
A level term is obviously more expensive as compared to the decreasing one however it’s not always about how much you pay each month but what you get in return.
Our advisers not only help you decide which option is most suitable to your situation but also find you the most cost effective solution free of charge.
It is important though to get an advice on which option or plan suits you the most & our team that consists of fully qualified financial advisers can help you decide which route you want to take by giving you an impartial advice on which option fits your needs.
